Assets All Risks

The policy will cover loss or damage to the items insured under the policy or expenses in making good the damage if the loss is caused by the perils of:

  • fire, lightning, explosion, windstorm, flood, earthquake,
  • bursting or overflow of water tanks and apparatus or pipes,
  • damage by aircraft or articles dropped from the sky,
  • impact damage by vehicles belonging to others,
  • riot, strike, labour disturbances, malicious damage and theft accompanied by forcible entry or forcible exist. <u>The Comprehensive homeowners policy is a package policy providing the cover as indicated above but more specifically for private dwellings (bespoke insurance cover for staff). </u>