Workmen’s Compensation Insurance

This class of Insurance is carried out under the WCL 1987(PNDC 187). It covers legal liability to pay compensation to an employee for injury or illness sustained in the course of employment only. Additionally, if the insured shall either at common law or under the legislations mentioned in the schedule be liable to pay compensation for such injury, the Company will indemnify you against all sums for which the insured shall be so liable and will in addition be responsible for all costs and expense incurred with the Company’s consent in defending any claim for such compensation. The benefit amounts are awarded by the Labour Office, taking into account, among other factors, the current wages/salaries of the worker.